Open to product leadership roles · AI / Data / Payments

I turn complex financial data into products people trust.

I'm Fayazuddin Mohammad. For 10+ years I've been building AI-powered data platforms, fintech, and payments products from 0→1 through scale. Currently at Zeta, leading product for its enterprise data platform; previously NPCI, where UPI & BHIM went from launch to 5M+ users in six months.

~15
people in my cross-functional team
6
credit clients on the platform
1.5M
credit accounts served
Hi! 👋

Impact

Outcomes across payments, data & AI.

Six years on India's national payment rails at NPCI, five building enterprise data and AI products at Zeta.

30+

Product initiatives shipped across data, payments & AI

Data, analytics, reporting & governance · Zeta

5M+

Users onboarded on UPI within 6 months of launch

Phased releases & 10+ partner integrations · NPCI

up to70%

Faster time-to-insight with AI-powered self-serve analytics

Natural-language analytics assistant · Zeta

60%

Fewer hallucination incidents on AI features via evaluation frameworks

Golden datasets · zero rollbacks in 12 months

Selected work

Problems I've solved, and how.

Each case plays through the problem, the decision I made, and what changed. Jump to any case or step at any time.

AI ProductZetaIn production

Teaching AI the data before the SQL.

My role Product manager owning build & run · designed and built Enum solo, end to end

Every data question queued behind engineering — and early LLM prototypes made it worse: hallucinated tables, broken joins, answers nobody could trust enough to ship.

Context before generation. The assistant retrieves the right models from DBT metadata — schema, relationships, business definitions — before writing a line of SQL. Golden datasets and an evaluation framework gate every release.

Business users self-serve answers in plain English, and accuracy became a managed metric instead of a hope. The pattern now underpins the platform's AI roadmap.

60%

fewer hallucination incidents

0

production rollbacks in 12 months

~70%

of routine data requests now self-served

"AI is only as good as the context you provide — not the model you use."

Recognition

Awards & what colleagues say.

2025 · 2026

Outstanding Award × 2 — highest honour

Zeta's top individual recognition for the year — won back-to-back in 2025 and 2026.

Zeta

5 / 5

Top appraisal rating, three consecutive cycles

Rated 5 — the highest — in three back-to-back appraisal cycles.

NPCI

2024

Mountain Mover Award

For data-mart segregation, critical reporting, and rapid data turnaround that kept a SOC 1 audit on track.

Zeta

2024

Trailblazer Award

For stepping beyond the day job — independently building Data Playground and an AI-powered query generator.

Zeta

2022

Shining Star Award

Zeta

While managing the day to day work seamlessly, Fayaz consistently steps out of his comfort zone, exploring new tools and independently building models that add significant value. The latest one being Data Playground and AI powered query generator.

Vinay · Zeta · Trailblazer Award citation

Fayaz has delivered outstanding performance this quarter… his support during the SOC1 audit by swiftly aggregating the data requested by the auditors. His proactive approach has made a significant impact in several areas, and his prompt responses have kept everything on track.

Parvati · Zeta · Mountain Mover Award citation

Journey

10+ years, two companies, many platforms.

The milestones play on their own. Drag along the line or use the arrows to jump to any point.

NPCI 2016 → Zeta today
  1. Apr 2016NPCI

    Joined NPCI as Associate

    Started on the team behind India's national payment rails, working on product across UPI and BHIM.

    UPIIndia's payment rail
  2. 2016 – 17NPCI

    UPI & BHIM go live and scale

    Scaled UPI & BHIM from launch to 5M+ onboarded users within six months through phased releases and partner integrations.

    5M+users in 6 months
  3. NPCI yearsNPCI

    UPI Mandate & Central Mapper

    Designed and launched the recurring-payments capability now used across the ecosystem, and wrote the BRDs, PRDs, and TSDs that became the reference spec for integrations.

    10+partners on one spec
  4. NPCI yearsNPCI

    Rewards & automated dispute resolution

    Shipped a rewards and automated dispute-resolution product, growing processed dispute volume while cutting resolution time.

    +30%dispute volume processed
  5. NPCI yearsNPCI

    Compliance, risk & release quality

    Resolved systemic issues like duplicate debits and limit breaches across UPI modules, and set up QA and requirement-traceability frameworks for high-volume transaction systems.

    −40%post-launch incidents
  6. Up to Oct 2021NPCI

    Senior Associate, rated 5 / 5 three cycles running

    Promoted from Associate to Senior Associate, with the highest appraisal rating in three back-to-back cycles.

    5 / 5three consecutive cycles
  7. Nov 2021Zeta

    Joined Zeta as Associate Product Manager

    Moved to Zeta's enterprise banking suite, across Payments & Disputes, Collections, Customer Analytics, and Financial Reporting.

    20+solutions tied to KPIs
  8. 2022Zeta

    Unified reporting platform · Shining Star Award

    Launched a unified reporting platform that cut engineering dependency in half and opened self-serve analytics to 100+ users.

    −50%engineering dependency
  9. Zeta yearsZeta

    Data marts & 50+ data models

    Shipped 50+ governed data models for reporting, regulatory workflows, and integrations, and lifted platform data reliability from ~85% to 98%+ with automated quality checks.

    98%+data reliability
  10. 2024Zeta

    Trailblazer & Mountain Mover Awards

    Built Data Playground and an AI-powered query generator on my own initiative, and kept a SOC 1 audit on track with rapid data turnaround.

    2awards in one year
  11. Zeta yearsZetaIn production

    Enum: natural-language analytics in production

    Took NL-to-SQL from prototype to production, with evaluation frameworks and benchmark datasets gating every release.

    0rollbacks in 12 months
  12. 2025 – 26Zeta

    Senior Product Manager · Outstanding Award, twice

    Promoted through Product Manager to Senior Product Manager, and won Zeta's top individual recognition back-to-back in 2025 and 2026.

    ×2highest honour
  13. 2026Zeta

    Product manager for the enterprise data platform

    Took on Zeta's platform that turns raw banking data into trusted datasets and data applications. I own the credit and transaction-processing datamarts and standard extracts across 6 client tenants, and introduced a 19-metric product scorecard for platform health.

    2 · 6datamarts · tenants
  14. 2026Zeta

    An AI toolkit for product managers

    Built a shared library of AI skills, agents and workflows for PRDs, impact analysis, release notes and data questions, now used across the product team.

    10+PMs using it
Full role details Responsibilities and outcomes, résumé-style

Senior Product Manager · Zeta

Nov 2021 — Present

Lead product for Zeta's enterprise data platform, owning strategy, roadmap and execution for 2 datamarts and their standard extracts across 6 client tenants. 30+ initiatives shipped across data, analytics, reporting and governance, cutting client reporting turnaround by 40%.

  • Introduced a 19-KPI product scorecard for the data platform covering freshness, data quality, extract delivery, pipeline health and documentation coverage, tracked per client tenant.
  • Built a shared AI toolkit for product managers (skills, agents and workflows for PRDs, impact analysis, release notes and data questions) used by 10+ PMs.
  • Launched a unified reporting platform — cutting dependency on engineering by 50% and enabling self-serve analytics for 100+ users.
  • Built an AI-powered analytics assistant that answers business questions in natural language — cutting time-to-insight by up to 70% and opening analytics to non-technical users.
  • Defined evaluation frameworks and benchmark datasets gating every AI release — 60% fewer hallucination incidents and zero rollbacks over 12 months.
  • Shipped 50+ data models powering enterprise reporting, regulatory workflows, and customer integrations — accelerating downstream reporting by 40%.
  • Improved platform data reliability from ~85% to 98%+ and cut manual reconciliation effort by 60% through automated data-quality frameworks.
  • Prototyped Data Playground — a self-serve data-discovery hub bringing data dictionaries, sample data, and lineage & relationships for data models into one place.
  • Led product lines across Payments & Disputes, Collections, Customer Analytics, and Financial Reporting — 20+ high-impact solutions tied to business KPIs.
SQLDBTAirflowApache SupersetAzure OpenAIJiraFigma

Senior Associate · NPCI

Apr 2016 — Oct 2021

Led product for UPI Mandate, Central Mapper, and disputes across UPI & BHIM — the payment rails India runs on today.

  • Scaled UPI & BHIM from launch to 5M+ onboarded users within 6 months through phased releases and partner integrations.
  • Designed and launched UPI Mandate and the Central Mapper module — establishing the recurring-payments capability now used across the ecosystem.
  • Shipped a rewards & automated dispute-resolution product, growing processed dispute volume 30% while cutting resolution time.
  • Led discovery and alignment across 10+ bank, fintech, and TSP partners, authoring BRDs, PRDs, and TSDs that became the reference spec for integrations.
  • Drove compliance & risk strategy across UPI modules — resolving systemic issues like duplicate debits and limit breaches, cutting post-launch incidents by 40%.
  • Established QA and requirement-traceability frameworks, improving release quality across high-volume transaction systems.
UPI SwitchBHIMMandatesCentral MapperBRD / PRD / TSDQA Frameworks

Expertise

What I bring to the table.

Deep domain knowledge in payments and data, and hands-on experience shipping AI.

Payments & Cards

UPI · BHIM · Credit Cards

Six years at NPCI building UPI & BHIM at the switch level — mandates, disputes, recurring payments — plus credit-card data products at Zeta.

Data Platforms & Analytics

Marts · ETL · Governance

Lead Zeta's enterprise data platform, from ingestion to governed datamarts, extracts and self-serve analytics across 6 client tenants. 30+ initiatives shipped.

AI & LLM Products

NL-to-SQL · Evals

Took NL-to-SQL from concept to production — evaluation frameworks and golden datasets that cut hallucination incidents 60%, zero rollbacks in 12 months.

Regulatory & Risk

Compliance · QA

Drove compliance & risk across UPI modules at national scale — resolving duplicate debits and limit breaches, cutting post-launch incidents 40%.

Product

Vision, Strategy & RoadmappingPRDs & SpecsDiscovery & ResearchOKRs & North-star MetricsProduct Analytics & ExperimentationGo-to-MarketStakeholder AlignmentScrum

Data & AI

Data ModellingData GovernanceData ContractsMetadata ManagementRAGAI AgentsPrompt DesignA/B Testing

Tools

SQLREST APIsDBTAirflowApache SupersetFigmaJiraGit

AI-native workflow

ClaudeChatGPTCursorGitHub CopilotAzure AI Foundry

The lab

AI products & prototypes.

What I build beyond the roadmap: in production, in use by my team, and as working prototypes.

In production

Enum

Natural-language-to-SQL assistant with metadata retrieval, query explanation, and conversation memory — analytics for people who don't write SQL. Designed and built solo, end to end.

In use

PM AI Toolkit

A shared library of AI skills, agents and workflows for product work: drafting PRDs, impact analysis, release notes and answering data-model questions. Used by 10+ PMs.

Prototype

Data Sentinel

A validation platform for production data models: rule authoring, scheduled validation runs, model profiling, a health dashboard, and detection of conflicts between docs and data.

POC

DataWeaver

Agentic analytics assistant — orchestrated metadata, SQL, execution, and insight agents that turn enterprise reporting into a conversation.

POC

Data Playground

Self-serve discovery hub bringing data dictionaries, sample data, lineage, and model relationships into one place.

How I think

Principles I work by.

01

Start with the problem, not the solution.

02

Adoption doesn't fail on missing features — it fails on fragmented experiences.

03

AI should augment expertise — and it's only as good as its context.

04

Metadata and documentation are product features, not support work.

05

Great PMs don't just ship features — they prevent unnecessary ones.

Education

PG Certification, Blockchain TechnologyIIIT-B, Bangalore
PG Diploma in ManagementITM Business School
B.Tech, Computer ScienceJNTU, Kakinada
LanguagesEnglish · Telugu · Hindi · Urdu

Certifications

Professional Scrum Product OwnerScrum.org
Certified Data Science ProfessionalIBM
Intl. Payments System ProfessionalMVLCO
Project Management Certificationi2p2m
Data AnalyticsITM Business School